Terms of Service
Please read these terms carefully before using InsuranceAutoTool's services. By accessing our platform, you agree to be bound by these terms and conditions.
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Acceptance of Terms
Welcome to InsuranceAutoTool. These Terms of Service ("Terms") govern your access to and use of InsuranceAutoTool's website, mobile applications, and related services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms.
Important Notice
If you do not agree to these Terms, you may not access or use our Service. We may update these Terms from time to time, and your continued use constitutes acceptance of any changes.
Our Services
InsuranceAutoTool provides insurance-related tools, calculators, and educational content to help users make informed decisions about insurance coverage. Our services include:
Insurance Calculators
AI-powered tools that provide insurance premium estimates based on user-provided information.
Educational Content
Articles, guides, and resources to help users understand insurance concepts and make informed decisions.
Comparison Tools
Features that allow users to compare different insurance options and coverage levels.
Expert Insights
Professional advice and industry insights from licensed insurance professionals.
User Responsibilities
When using our Service, you agree to:
Important Disclaimers
Estimates Only
Our calculators provide estimates only and are not binding quotes. Actual insurance premiums may vary significantly based on additional factors not captured in our tools.
Not Professional Advice
The information provided through our Service is for educational purposes only and does not constitute professional insurance advice. Always consult with licensed insurance professionals for personalized guidance.
No Warranty
We provide our Service "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information or calculations.
Limitations of Liability
To the fullest extent permitted by law, InsuranceAutoTool and its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.
Our total liability to you for all claims arising from or relating to the Service shall not exceed the amount you paid to us (if any) during the twelve months preceding the claim.
Third-Party Links
Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.
Intellectual Property
The Service and its original content, features, and functionality are owned by InsuranceAutoTool and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Our Rights
- All content, trademarks, and proprietary algorithms
- Design, layout, and user interface elements
- Calculators, tools, and software functionality
Your Rights
- Limited license to use the Service for personal purposes
- Right to access and use our publicly available content
- Subject to these Terms and applicable laws
Questions About These Terms?
If you have questions about these Terms of Service, please contact our Legal Team:
Email: [email protected]
Mail: Legal Department, InsuranceAutoTool, 123 Insurance Ave, New York, NY 10001
Phone: 1-800-INSURE-WISE