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$623

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3 min

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Comprehensive Protection

Complete Home Coverage

Protect every aspect of your home and lifestyle with our comprehensive coverage options.

Dwelling Coverage

Protects the structure of your home from covered perils

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Personal Property

Covers your belongings inside and outside your home

Included

Liability Protection

Protects you from lawsuits and medical claims

Included

Additional Living

Covers temporary housing if your home is uninhabitable

Included

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$623

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Compare Top Home Insurers

See real rates from leading home insurance providers based on your specific needs and location.

Your Current Rate

$2,752/year

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Best Value

State Farm

4.5 • A+

$195/mo

$2,340/year

Save $412

Local Agents

Bundle Discounts

Claims Service

Allstate

4.2 • A

$178/mo

$2,136/year

Save $616

Claim Satisfaction

Rewards Program

Home & Auto

Liberty Mutual

4.1 • A-

$203/mo

$2,436/year

Save $316

Personal Price Plan

Accident Forgiveness

New Home Discount

Why Choose State Farm?

4.5 Rating

A+ Coverage

Annual Savings Breakdown

Your Current Rate$2,752

New Rate with State Farm$2,340

Your Annual Savings$412

Coverage Features

Local Agents

Bundle Discounts

Claims Service

Mobile App

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Home Insurance Calculator

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Coverage amount calculator

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AI-powered tool to optimize your home insurance coverage

Risk assessment

Coverage gap analysis

Smart recommendations

Bundle Savings Calculator

See how much you can save by bundling home and auto insurance

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Replacement cost calculator

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Home Value

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Recommended Coverage

$325,000

Dwelling coverage

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Coverage & Protection

Standard homeowners insurance covers your dwelling, personal property, liability protection, and additional living expenses. This includes damage from fire, windstorms, hail, lightning, theft, and vandalism. Floods and earthquakes typically require separate coverage.

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